.policy-body{background:radial-gradient(circle at 16% 0%, #922d262e, transparent 28rem), radial-gradient(circle at 92% 10%, #d6a74f1f, transparent 24rem), var(--bg);min-height:100vh}.policy-header .nav{min-height:78px}.policy-header .brand{color:var(--text)}.policy-home-link{color:var(--gold-light);font-size:.9rem;font-weight:800}.policy-home-link:hover{color:var(--text)}.policy-main{padding:72px 0 96px}.policy-layout{grid-template-columns:minmax(0,1fr) 260px;align-items:start;gap:48px;display:grid}.policy-article{border:1px solid var(--line);border-radius:var(--radius);min-width:0;box-shadow:var(--shadow);background:#111319eb;padding:clamp(26px,5vw,54px)}.policy-article h1{margin-bottom:10px;font-size:clamp(2.7rem,7vw,5rem)}.policy-effective{color:var(--gold-light);text-transform:uppercase;letter-spacing:.08em;margin:0 0 34px;font-size:.88rem;font-weight:800}.policy-intro{font-size:1.06rem}.policy-article h2{text-transform:none;letter-spacing:0;margin:38px 0 12px;font-family:Inter,system-ui,sans-serif;font-size:1.28rem;line-height:1.25}.policy-article h3{margin:26px 0 10px;font-size:1.05rem}.policy-article p,.policy-article li{color:var(--muted)}.policy-article p{margin:0 0 16px}.policy-article ul,.policy-article ol{margin:0 0 18px;padding-left:22px}.policy-article li+li{margin-top:7px}.policy-article a{color:var(--gold-light);text-underline-offset:3px;text-decoration:underline}.policy-note{border-left:3px solid var(--gold);background:#d6a74f14;border-radius:0 14px 14px 0;padding:16px 18px}.policy-contact{border:1px solid var(--line-strong);background:#d6a74f0f;border-radius:16px;padding:18px}.policy-contact strong{color:var(--text)}.policy-nav{border:1px solid var(--line);background:#111319e6;border-radius:18px;gap:8px;padding:20px;display:grid;position:sticky;top:106px}.policy-nav strong{color:var(--muted-2);text-transform:uppercase;letter-spacing:.12em;margin-bottom:4px;font-size:.74rem}.policy-nav a{color:var(--muted);border-radius:10px;padding:9px 10px}.policy-nav a:hover,.policy-nav a[aria-current=page]{color:var(--text);background:#d6a74f1a}.policy-footer .footer-grid{align-items:flex-start}@media (width<=860px){.policy-main{padding:42px 0 70px}.policy-layout{grid-template-columns:1fr;gap:24px}.policy-nav{grid-row:1;grid-template-columns:repeat(2,minmax(0,1fr));position:static}.policy-nav strong{grid-column:1/-1}}@media (width<=480px){.policy-header .brand-copy small{display:block}.policy-home-link{font-size:.82rem}.policy-nav{grid-template-columns:1fr}}